Blockchain-Enabled E-Wallets and Sustainable Financial Practices: Managerial Implications for Ethical Decision-Making, ESG Performance, and Long-Term Firm Value

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Published: 2026-04-14
Keywords:
Blockchain, E-wallets, ESG, Financial Sustainability, Digital Payments, Ethical Decision-Making

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Nilofar Tamboli
Computer Engineering, Saraswati College of Engineering, Kharghar
Gayatri Dharap
Data Science Department, Saraswati College of Engineering, Kharghar
Shefali Sharma
Accounting and Finance Department, S.K. College of Science and Commerce, Nerul
Shreya Jagdale
Information Technology and Computer Science Department, S.K. College of Science and Commerce, Nerul.

Abstract

The rapid evolution of digital financial technologies has significantly transformed payment systems worldwide. This study explores the role of blockchain-enabled e-wallets in promoting sustainable financial practices and their implications for ethical decision-making, Environmental, Social, and Governance (ESG) performance, and long-term firm value. Based on primary data collected from 18 respondents, the findings indicate strong agreement that blockchain enhances security, transparency, trust, and financial inclusion. The study highlights how organizations can leverage blockchain technology to improve ethical standards and achieve sustainable growth.

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Vol. 2026

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Articles